Helping Federal Employees and Annuitants Understand Their Benefits
Learn how to evaluate your personal situation, start your retirement application, and develop a realistic retirement plan.
Introduction
Determine when you are eligible for a FERS or CSRS retirement including early and deferred retirement options.
Eligibility
Estimate annuity payments for targeted retirement dates and discover ways to increase your monthly payments.
Annuity
Insurance options including FEGLI, FEHB and Medicare, survivor elections, and Thrift Savings Plan withdrawals.
Benefits
Evaluate your retirement income and expenses plus learn about your TSP and Social Security options.
Finance
FERS and CSRS Federal Civil Service Retirement Planning Resources
"I spent 3 hours on the web looking for answers to questions concerning federal retirement. After a Google search yielded your address, it took only 20 minutes to find all of my answers! Thank you!!!" Rod H. (Read all Reviews)
Many attend retirement planning seminars prior to retiring and return with more questions than answers. This site fills the gap and will help you determine if you are financially, emotionally and physically ready for federal retirement. You will be able to estimate your retirement income and expenses using our easy-to-follow checklist, complete federal retirement forms, explore financial issues including TSP options, understand basic estate civil service retirement planning techniques, find jobs in retirement if desired, and determine your spouse's survivor annuity income and expenses.
Preparation is the key to a successful federal civil
service retirement. This site helps Federal and Postal employees
successfully transition from an active federal employee to an informed,
financially secure, and involved federal retiree. Current retirees will also
find answers they need to make informed decisions about their retirement
benefits. If you desire to work in
retirement, you will find private sector job listings specifically
targeting to retirees. You can also explore ways to return to government
employment through the rehired annuitant
program, personal service contracts, or contractor options.
Excel Leave Tracking Chart for Your Desktop
2024 GS Pay Scales
(4.7% Increase + locality)
Federal employees who are retiring soon and recent retirees with security
clearances
can search thousands of
high-paying defense and government contractor jobs.
Jobs Board - Jobs posted specifically for federal
retirees
Top 68 Federal Contractors
(High paying government contractor jobs)
The
Ultimate Retirement Planning Guide
2025 Federal Employee's Leave Chart.
This
FREE Excel chart tracks leave balances on
your desktop.
2024 GS Pay
Charts (4.7% Increase + locality)